To understand how beneficial it is to plan ahead, consider this: There are only two basic types of arrangements in the funeral industry. They’re commonly referred to as preneed and at need.
Pre-need, also known as “preplanning,” means exactly what it sounds like: You’re making your own arrangements while you’re still living.
At-need funeral arrangements are those made at the time of death, typically by surviving family. Making plans at this time can be difficult, of course, because family is dealing with a tight time frame. Emotions also are running high, as survivors are dealing with their grief.
In an at-need situation, in addition to all the planning involved, financial considerations must be hashed out right away. Paying for funeral or memorial services must be worked out under less-than-optimal circumstances, often creating even greater stress for everyone involved.
That’s why planning ahead can be so beneficial. It will ease the burden on your family and ensure your wishes are understood and facilitated.
If you were to pass without making these wishes known, would your family be able to make those decisions at such a difficult time? Would they know whether you wish to be buried or cremated? Would they choose a service with an open casket or closed casket? Would they know how much to budget for services?
By planning ahead, you relieve your family of such concerns, heading off possible confusion and disagreements.
Pre-planning lets you ensure your life is celebrated the way you wish even after you’ve passed. Your family will take comfort in knowing the arrangements are exactly what you wanted.
While pre-planning doesn’t necessarily have to include setting aside funds ahead of time, doing so can provide an enormous benefit. Your family won’t have to worry about payment and will enjoy the peace of mind of knowing everything is already being handled.
You can create a plan at any time and any stage of life. If a change in circumstances or preferences prompt you to amend that plan, that can be done easily as well. You’ll always know you have the right plan in place for you at that time.